The government of India has launched a new pension scheme called Pradhan Mantri Shram Yogi Mandhan Yojana specifically for unorganized workers. Through this scheme, the govt aims to ensure old-age protection for unorganized workers.
Unorganized workers are mostly house-based workers, lunch workers, small meal workers, street vendors, main loaders, bricklayers, twisters, rag pickers, housemaids, washermen, rickshaw pullers, landless workers, own-account workers, agricultural workers, construction workers, weavers. Workers, leather workers, audio-visual workers, and other similar category occupations whose monthly income is Rs. 15,000 / – per month. However, the age of the applicant or candidate must be between 18-40 years old.
These should not be covered under any Govt. facilitated scheme such as New Pension Scheme (NPS), the Employees ‘State Insurance Corporation (ESIC) Scheme or the Employees’ Provident Fund (EPFO).
Moreover, the candidate should not be an income tax payer.
|Name of the Scheme||Pradhan Mantri Shram Yogi Mandhan Yojana|
|Scheme Launched by||Ministry of Labour and Employment (India)|
|Targeted Beneficiaries||poor laborers in the unorganised sector(Minium age 18 to maximum age 40)|
|When to Apply||Available now|
|Supervised By||Ministry of Labour and Employment (India)|
Features of Pradhan Mantri Shram Yogi Mandhan Yojana:
This is a voluntary and contributory pension scheme under which customers will receive the following benefits:
(i) Minimum Increased Pension: Under PM-SYM, every customer will get a minimum pension of Rs. 3000 / – per month after attaining the age of 60 years.
(ii) Family Pension: At the time of receiving the pension, if the customer dies, the beneficiary spouse will be granted to receive 50% of the pension received by the beneficiary as a pension. Family pension is applicable only to the beneficiary spouse.
(iii) If a beneficiary makes a regular contribution and dies for any reason (before the age of 60 years), his wife will have the right to join and continue the project through her regular contribution or withdraw from the scheme as per the provisions.
shram yogi mandhan yojana online registration | PM shramyogi mandhan yojana csc | pmsym online registration | PM maan-dhan yojana online apply | pradhan mantri shram yogi mandhan yojana launched by | PM shram yogi mandhan yojana apply online | PM shram yogi mandhan yojana upsc